Bitcoin Earn: Yield on Autopilot.

Bitcoin Earn is Lombard's meta-vault, deploying BTC assets across blue-chip DeFi strategies to generate diversified, BTC-denominated yield.

Bitcoin Earn
current APY · denominated in BTC
Bitcoin Money Market
60%
Sentora
Bitcoin Onchain Credit
40%
Flow Traders
What is Bitcoin Earn

Bitcoin yield, on autopilot.

Bitcoin Earn deploys your Bitcoin across specialist-managed, structurally uncorrelated yield strategies. This is the first fund-of-funds architecture for onchain Bitcoin yield.

Returns

Competitive, BTC-denominated returns.

Access risk-adjusted returns through a simple experience. Experienced risk managers handle allocation and rebalancing automatically.

Transparency

Full visibility. No black boxes.

Track your position, yields, and strategy allocations in real time. See exactly where your Bitcoin is working and how much you're earning, always.

Bitcoin Money Market60%
Bitcoin Onchain Credit40%
Management

Professionally managed by DeFi specialists.

Strategies operated by DeFi-native risk teams with a track record managing billions in capital. Built on Veda's infrastructure, the same technology powering Kraken's DeFi Earn.

Sentora
Risk management · allocation
Veda
Infrastructure · automation
Calculator

Calculate your returns before you deposit.

Before you deposit, see exactly how much Bitcoin you could accumulate based on current yields. Use the Rewards Calculator to model any amount over any time period.

If you deposit
1.0 BTC
After 1 year at 3.82%
1.0382 BTC
+0.0382 BTC earned
How it works

Three steps.
Bitcoin yield on autopilot.

01

Deposit

Connect your wallet and deposit LBTC or BTC.b. You receive BTCe, a receipt token representing your position in the vault.

02

Earn

Bitcoin Earn automatically deploys Bitcoin across diversified DeFi strategies. You earn BTC-denominated returns from day one, on autopilot.

03

Withdraw

Request a withdrawal at any time, subject to a 14-day withdrawal period. Receive LBTC or BTC.b back to your wallet, plus all accrued yield.

The strategies

Two strategies. Diversified yield.

Managed Yield

Bitcoin Money Market

Sentora optimizes lending rates across DeFi money markets in real time, dynamically allocating to the highest-quality sources of onchain yield. Battle-tested DeFi infrastructure, actively managed and continuously rebalanced.

Up to 4% APYTarget yield
ManagedFully automated
Explore Bitcoin Earn
Credit Yield

Bitcoin Onchain Credit Strategy

Generates a fixed 3% yield premium by underwriting institutional stablecoin loans to Flow Traders, a publicly listed TradFi market maker. Structurally independent of DeFi market conditions, providing a stable yield floor regardless of onchain dynamics.

Annualized premium3%
PartnersFlow Traders, Cap Protocol, Symbiotic, Chainlink
Explore Bitcoin Onchain Credit Strategy

Bitcoin yield. Without the complexity.

Deposit into Bitcoin Earn and let the strategies work for you.

FAQ

Questions, answered.

Everything you need to know about Bitcoin Earn: how it works, who manages it, and how to get started.

What is Bitcoin Earn?

Bitcoin Earn delivers Bitcoin-on-Bitcoin yield on autopilot. Deposit LBTC or BTC.b and your capital is deployed across diversified, professionally-managed DeFi strategies, earning BTC-denominated returns without you managing anything.

What returns can I expect?

The current APY is , denominated in BTC. Yields are variable and depend on strategy performance. Use the Rewards Calculator to estimate your potential returns before depositing.

Who manages the strategies?

Strategies are operated by DeFi-native asset management teams with a track record of managing billions in capital.

What is BTCe?

When you deposit, you receive BTCe, a receipt token representing your position in the vault. It accrues yield automatically and can be redeemed for your Bitcoin plus earnings.

Can I withdraw at any time?

Yes. Your position remains liquid. Redeem BTCe for your underlying Bitcoin and accrued yield whenever you choose. Withdrawals are processed within 14 days.